Sending money across borders can feel tricky, but in 2025, it's easier than ever with new digital tools and rules. A "money order" often means a safe way to transfer cash, like a check from the post office. However, traditional paper money orders from India Post don't work directly to the USA anymore—they only go to places like France or the UAE. Instead, people now use online services or bank wires for quick and cheap transfers. This guide uses easy English to explain your options, steps, costs, and tips based on the latest 2025 updates, like new tax rules from India's budget.
Online apps like BookMyForex or Western Union are top picks in 2025 for low fees and easy apps. Wise is great too, but check if it fully supports INR to USD yet.
Step-by-Step: How to Send Money Using an Online Service
Let's use Western Union as an example—it's reliable and works in India. Steps are similar for others.
Sign Up and Check Rates:
Download the app or visit westernunion.com/in. Make a free account with your phone number and email. Enter how much you want to send (e.g., ₹20,000). See the USD amount your friend gets, plus fees. Lock in a good exchange rate if it dips.
Add Receiver Details:
Tell them the USA friend's full name, address, and bank info (like account number and routing code). Or pick cash pickup at a US store like Walmart.
Pay securely:
Link your Indian bank account, debit card, or UPI. Pay in INR. Use a strong password—apps have two-step checks for safety.
Track and Confirm:
Get a tracking number (MTCN). Share it with your friend. Money hits their bank the next day or cash spot in minutes. Text alerts keep you updated.
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