Driving a car comes with risks, but having the right insurance can make all the difference. In today's world, picking the best car insurance is key to staying safe and saving money. One company that stands out is CURE Auto Insurance. This guide will walk you through what CURE Auto Insurance offers, how to reach them using the CURE Auto Insurance phone number, and what real people say in CURE Auto Insurance reviews. Whether you live in Michigan, New Jersey, or Pennsylvania, this article breaks it down in simple terms. Let's explore why CURE Auto Insurance might be a smart choice for safe drivers.
What Makes CURE Auto Insurance Different?
CURE Auto Insurance, short for Citizens United Reciprocal Exchange, started back in 1990. It began in New Jersey to help everyday drivers get fair car coverage. Unlike big insurance firms, CURE Auto Insurance focuses on how you drive, not your job, school background, or credit score. This fair approach means good drivers pay less, no matter their life story.
The company runs as a not-for-profit group. This setup lets them keep costs low and pass savings to customers. Over the years, CURE Auto Insurance has covered more than a million drivers. They believe everyone deserves affordable protection based on safe habits. If you have a clean driving record, CURE Auto Insurance could cut your bills big time. No hidden fees tied to your wallet or work life—just pure driving smarts.
In simple words, CURE Auto Insurance fights old ways in the industry. Many companies use sneaky factors like credit to hike prices. CURE Auto Insurance says no to that. They push for change and educate folks on fair rates. This unique model has won fans among budget-minded drivers who hate surprises.
Coverage Options from CURE Auto Insurance
CURE Auto Insurance keeps things straightforward with basic but solid coverage. They offer liability, which pays if you cause an accident. Collision covers your car if you hit something. Comprehensive handles theft or weather damage. In no-fault states like Michigan and New Jersey, personal injury protection (PIP) is a must—it pays medical bills no matter who's at fault. All policies come with 24/7 roadside help. Flat tire? Dead battery? Locked out? Call for a tow or jump-start anytime. CURE Auto Insurance serves only three states: Michigan, New Jersey, and Pennsylvania. This focus lets them tailor plans to local laws. Minimum coverage starts cheap, around $25 a month in some spots, but full plans run $100 or more based on your needs.
Discounts sweeten the deal. Good drivers save up to 20%. Students with high grades get breaks, too. Own multiple cars? Bundle for less. CURE Auto Insurance even rewards referrals—tell a friend, and both get cash back. It's all about rewarding safe choices.
Ways to Contact CURE Auto Insurance
The CURE Auto Insurance phone number is your best bet: 800-535-CURE (that's 800-535-2873). Call this toll-free line for quotes, claims, or questions. Agents are friendly and fast, often answering in minutes. Lines open weekdays from 8 a.m. to 8 p.m. ET, but roadside is round-the-clock.
Beyond the phone, CURE Auto Insurance shines with online tools. Log in to their app or site to manage policies, pay bills, or file claims. The app tracks your drives for potential savings—safe routes mean lower rates. Live chat pops up on the website for instant tips. Email works too, at customerservice@cure.com. No matter how you reach out, CURE Auto Insurance aims for smooth service. One call to the CURE Auto Insurance phone number can start your quote in three easy steps: apply, review, and save.
CURE Auto Insurance Reviews from Customers
CURE Auto Insurance reviews paint a mixed picture—some love it, others grumble. On sites like WalletHub and Clearsurance, scores hover around 3 out of 5 stars from nearly 1,000 users. Positive voices praise the low prices. "I switched to CURE Auto Insurance and saved $400 a year," says one Michigan driver. "Their rates beat everyone else for my clean record." Customer service gets a thumbs-up up too. Reddit users in Detroit call agents "super friendly and timely" for adding cars or answering queries.
But not all CURE Auto Insurance reviews glow. Complaints hit hard on claims. In Michigan, folks say CURE Auto Insurance drags its feet on payouts, especially medical ones. "They second-guess doctors and deny fair bills," gripes a blogger on Michigan Auto Law. The Better Business Bureau gives a low 1.05 out of 5, with rants about rude reps and surprise fees. One reviewer fumed, "Autopay set up, but they slap a $25 charge anyway—scam alert!" New Jersey data shows CURE Auto Insurance as the second-worst for complaints in 2023, per state reports.
Dig deeper into CURE Auto Insurance reviews, and patterns emerge. Good drivers with no claims rave about affordability. But accident victims feel shortchanged. Bankrate notes limited coverage options as a downside—no bundling with home insurance here. Still, fans stick around for the fair pricing model. "CURE Auto Insurance doesn't judge my credit—finally, insurance for real people," shares a Pennsylvania policyholder.
Social media buzz adds color. On Facebook, CURE Auto Insurance posts fun tips like winter driving hacks, earning likes. But comment sections vent about delays.
Pros and Cons of Choosing CURE Auto Insurance
Pros:
super low rates for safe drivers—often under $100 monthly bias on credit, job, or school—fair for all.Free roadside assistance 24/7.Easy app for claims and payments.Discounts for students, multi-cars, and good habits.
Cons:
Only in three states—can't help elsewhere. Weak claims handling, per many CURE Auto Insurance reviews. Extra "deposit" fees in some plans, like 25% upfront in Michigan, AM Best rating, so financial strength is unknown. Basic coverage only—no fancy add-ons. These points come from spots like Quote.com and Agency Height, balancing user stories.
Drive Smart with CURE Auto Insurance
CURE Auto Insurance offers a fresh take on car protection—affordable, fair, and driver-focused. Dial the CURE Auto Insurance phone number at 800-535-2873 for your start. Check CURE Auto Insurance reviews to see if it fits. Safe travels!
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